Privacy Policy

Last updated: 8 September 2026

PaydayCash.co.za ("we", "us", "our") respects your privacy and is committed to protecting your personal information in accordance with the Protection of Personal Information Act 4 of 2013 ("POPIA"). This policy explains what information we collect, why we collect it, and how we use and protect it.

1. Who We Are

PaydayCash.co.za is a loan-matching and comparison service. We are not a credit provider. We connect visitors with third-party credit providers registered with the National Credit Regulator (NCR).

2. Information We Collect

• Information you give us: name, email address, mobile number, employment status, income band, and the loan amount and term you request.
• Information collected automatically: IP address, browser type, device information, pages visited and referral source (via cookies and similar technologies).

3. How We Use Your Information

• To match you with credit providers likely to suit your request.
• To refer you, with your consent, to the lender(s) you choose to apply with.
• To improve our website and service.
• To comply with legal obligations.

4. Sharing Your Information

We only share your personal information with:

• NCR-registered credit providers and their affiliated marketing networks, when you choose to be matched or click through to apply;
• service providers who help us operate this website (hosting, analytics), under confidentiality obligations;
• authorities where required by law.

We never sell your personal information to unrelated third parties.

5. Cookies

We use cookies to remember your preferences, measure traffic and track referrals to lenders (which is how our free service is funded). You can disable cookies in your browser settings, though some features may stop working.

6. Data Security

We use appropriate technical and organisational measures, including SSL encryption, to protect your information against loss, misuse and unauthorised access.

7. Data Retention

We keep personal information only as long as necessary for the purposes described above or as required by law, after which it is securely deleted.

8. Your Rights Under POPIA

• Request access to the personal information we hold about you.
• Request correction or deletion of your information.
• Object to processing or withdraw consent at any time.
• Lodge a complaint with the Information Regulator (inforegulator.org.za).

9. Third-Party Websites

Our website contains links to lender websites. Once you leave our site, the lender's own privacy policy applies. We encourage you to read it before submitting any application.

10. Contact Us

For privacy-related requests, contact us at: privacy@paydaycash.co.za